Our services

We put your existing insurance policies to the test and show you possible weak points, potential for improvement and savings opportunities. You benefit from exclusive RVM cover concepts that significantly extend the insurance cover in your favour. We are constantly developing our cover concepts and adapting them to changing risk and market conditions for our customers. We are your advisor in all company insurance matters. We see ourselves as your outsourced insurance department, documenting and checking your policy documents, collecting premiums and reliably handling all correspondence with the insurance companies on your behalf. It goes without saying that we also keep relevant dates and deadlines under control for you. With our detailed contract overviews, you always have an overview. So that you can concentrate on the essentials.

Thomas Kalbacher
Contact us
Telephone +49 7121 923-1124
Fax +49 7121 923-1200
Mobile +49 173 3280162
kalbacher@rvm.de
Our promise
- Conditions in line with the market
- Comprehensive terms and conditions
- Professional customer service
- Sound advice on all company insurance issues
- Communication at eye level
- Representation of your interests
- Review of insurance contracts
- Taking over all correspondence
- Monitoring of deadlines and time limits

No matter what damage happens, we are there for you – around the clock in an emergency, even at weekends. We coordinate all necessary immediate measures for you and advise you on the selection of suitable experts. It goes without saying that we will inform the relevant risk carriers in good time, provide support in determining and recording all damage-related and indemnifiable costs and act as your representative in negotiations – from the notification of the claim to the finalisation of the claim. In the event of a claim, you can rely on a strong partner at your side. And benefit from our many years of claims experience from a large number of all conceivable claims.

Manuel Ziegler
Contact us
Telephone +49 7121 923-1240
Fax +49 7121 923-1200
Mobile +49 173 3280144
ziegler@rvm.de
RVM claims team
Telephone +49 7121 923-1696
Fax +49 7121 923-1200
schaden@rvm.de
Our promise
- Coordination and initiation of necessary immediate measures
- Timely information to the insurer
- Advice on the selection of suitable experts
- Advice on insurance contracts and support in negotiations with insurers
- Support in determining and recording all damage-related and indemnifiable costs
- Representation of interests vis-à-vis the insurer with regard to the obligation to pay compensation
- Request for appropriate A-account payments
- Final negotiations with insurers and experts as well as claims settlement
- Online damage report

Digitalisation continues to advance. Hardly any company’s value chain can do without digital data entirely. This inevitably increases the vulnerability to ever-increasing cyber attacks. Cyber incidents are now one of the most feared risks from a company’s perspective. Good cyber insurance is therefore of fundamental importance and offers companies comprehensive protection against IT and cyber risks. Our experts support you in risk assessment and in the selection of insurers and products. And when it comes down to it, of course also in the event of a claim.
Determine your risk quickly & easily
Would you like to know how much a customised insurance policy could cost? Send us your risk details and we can calculate the insurance costs for you.

Oliver Scholl
Contact us
Telephone +49 7121 923-1187
Fax +49 7121 923-1200
Mobile +49 173 4904498
scholl@rvm.de
Our promise
- Analysing individual IT security
- Analysis of possible damage scenarios
- Own network of specialists
- Valuation of existing insurance policies
- Support in choosing the sum insured
- Provision of a 24/7 hotline to an emergency team including crisis management
- Claims management

We use our expertise to analyse, identify and assess your fleet risks. Use our IT-supported tools and detailed damage analyses to maintain an overview at all times. Based on the insights gained, we develop concrete proposals for action and preventive risk management measures to reduce the frequency of claims. We help you to reduce costs, optimise processes and become faster and more digital. Benefit from professional claims management and make an important contribution to securing and expanding your company’s success from the “vehicle fleet” area. You can rely on our expertise from managing more than 50,000 vehicles.

Jasmin Sickert
Contact us
Telephone +49 7121 923-1132
Fax +49 7121 923-1201
Mobile +49 173 3280163
sickert@rvm.de
Our promise
- Risk analysis, identification and evaluation of your vehicle fleet
- Damage evaluation according to individual criteria
- Proposed measures and driver training
- Review of internal company car regulations
- Preventive risk management measures
- Monitoring of loss ratios
- Accident analysis meetings
- Training measures
- Safety training

Long payment terms, defaulting or even insolvent customers put a strain on a company’s liquidity and therefore its working capital. Professional credit management is therefore indispensable nowadays. We advise our clients on the selection and implementation of all credit management protection, service and IT products available on the market with the aim of minimising DSO – Days Sales Outstanding, reducing debt collection cases and avoiding bad debts. We also identify alternative financing options in order to diversify external corporate financing and improve the rating. You too can benefit from our overview of the market and our many years of experience.

Björn Krasovc
Contact us
Telephone +49 7121 923-1255
Fax +49 7121 923-1200
Mobile +49 173 3280146
krasovc@rvm.de
Our promise
Credit risks
- Debtor verification and monitoring, credit ratings
- Credit insurance and debt collection services
- Solutions for insolvency appeals
- Top-up covers
- Excess-of-loss policies
Guarantee solutions
- Warranty guarantees
- Contract fulfilment guarantees
- Advance payment guarantees
- Special guarantees (rental guarantees, etc.)
Special forms of financing
- Factoring
- Purchase financing, receivables exchange, leasing
- Property financing / forfaiting
White-collar crime
- Fidelity insurance: falsified orders / invoices / payment instructions by third parties and wilful damage caused by your own employees.

Our experts offer you all types of occupational pension schemes and always provide you and your employees with comprehensive, personal and digital advice. We work with you to develop solutions that are a perfect fit for your company and your employees. We are also experienced specialists in health insurance and private pension schemes.

Josef Maier
Contact us
Telephone +49 7121 923-1156
Fax +49 7121 923-1247
Mobile +49 173 3280156
maier@rvm.de
Our promise
Company pension scheme
- All implementation methods including working time accounts
- In-house provider screening
- Special cover, e.g. occupational disability without risk assessment
- Employee and employer portals
- Contract check (portability)
- 360° employee counselling
Health insurance
- Health management and company health insurance
- Private comprehensive and supplementary insurance
- Optimisation report on switching options in accordance with § 204 VVG
Private supply
- All subsidised and unsubsidised forms
- Special covers
- Supply report with after-tax assessment

Our international activities are coordinated by our own broker network UnisonSteadfast AG, headquartered in Hamburg. With over 706 brokers in more than 140 countries, the UnisonSteadfast network is the largest association of independent insurance brokers worldwide. This means that our network has qualified and reputable service partners in all countries in which your company is represented, who work closely with RVM to routinely and reliably ensure the worldwide support of your subsidiaries abroad.

Scope of services
- Qualified support for foreign subsidiaries on site
- Proper presentation, implementation, control and documentation of international programme specifications and local requirements
- Coordination and monitoring of international programmes
- Further correspondence with foreign partners
- Automatic retrieval of policy statements and renewal confirmations as well as prompt and comprehensible presentation of all contracts, premiums and claims
- Examination of policy overviews and contract overviews incl. renewals
- Electronic availability of all data - anytime and anywhere - via the uniNet Internet platform
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- Risk analyses
- Policy mirror
- Visit reports
- Damage reports
- Damage statistics
- Country information
- Member information
- Product information
- Ensuring qualified support through the "Code of Conduct"
- Information on country-specific features
- Access to all international insurance markets and risk financing solutions International claims management
- unisonUnderwriting
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- Placing broker with direct access to Lloyd's of London
- Platform for special risks with access to international insurance markets

At RVM, we not only place the highest value on the satisfaction of our corporate clients, but also on individual support and customised solutions for selected private individuals who are directly connected to the companies we support. We know that wealthy private individuals often have complex insurance needs, particularly in the private sector, and we focus on offering these individuals exclusive insurance solutions that ensure comprehensive protection and cover individual risks. From personalised advice from our experienced insurance experts through to rapid and efficient claims settlement, the specialists in our private client department also support our corporate clients in the private sector with expertise, personal commitment and discretion.

Simon Friebe
Contact us
Telephone +49 7121 923-1114
Fax +49 7121 923-1262
Mobile +49 173 3280165
sfriebe@rvm.de
Our promise
- Personalised support
- Analysis and optimisation of existing contract conditions
- Comprehensive terms and conditions
- Support in determining the correct sum insured
- Comprehensive communication with existing risk carriers
- Representation of the customer's interests
- Adoption of desired customisation modalities
- Monitoring of loss ratios
- Support in the event of a claim